Yes Bank, one of India’s leading private sector banks, was founded in 2004 by Rana Kapoor and Ashok Kapoor. Despite past challenges, the bank has shown remarkable resilience and recovery efforts. In the last five years, its stock has fluctuated significantly, reflecting both challenges and opportunities in its operations. Will Yes Bank continue to recover and deliver impressive returns in the years to come? In this article, we will look at Yes Bank’s growth potential and Yes Bank share price target for 2025 to 2050.
| Years | Target Price |
|---|---|
| Yes Bank Share Price Target 2025 | ₹19 to ₹27.4 |
| Yes Bank Share Price Target 2026 | ₹23 to ₹36 |
| Yes Bank Share Price Target 2027 | ₹27 to ₹46 |
| Yes Bank Share Price Target 2028 | ₹33 to ₹60 |
| Yes Bank Share Price Target 2029 | ₹40 to ₹78 |
| Yes Bank Share Price Target 2030 | ₹50 to ₹102 |
| Yes Bank Share Price Target 2035 | ₹95 to ₹300 |
| Yes Bank Share Price Target 2040 | ₹190 to ₹925 |
| Yes Bank Share Price Target 2050 | ₹760 to ₹5500 |
About Yes Bank
Yes Bank is headquartered in Mumbai, Maharashtra. It is a full-service commercial bank that offers a variety of financial products and services to its clients, including retail banking, corporate banking, investment banking, and digital banking solutions. The bank is known for its customer-centric approach, creative banking solutions, and focus on technology-driven services that fulfil the needs of people, small businesses, and major enterprises.
Yes Bank Fundamental Analysis
| Stock Name | Yes Bank |
|---|---|
| NSE Symbol | YESBANK |
| Market Cap | ₹ 55563 Cr. |
| 52W High | ₹ 27.4 |
| 52W Low | ₹ 16.0 |
| Stock P/E (TTM) | 22.7 |
| Book Value | ₹ 15.3 |
| Dividend Yield | 0.00 % |
| ROCE | 6.36 % |
| ROE | 5.44 % |
| Face Value | ₹ 2.00 |
| Industry PE | 11.5 |
| Price to book value | 1.16 |
| Debt to equity | 7.45 |
| PEG Ratio | 1.37 |
| Quick ratio | 4.42 |
| Share holder | March 2023 | March 2024 | March 2025 |
|---|---|---|---|
| Promoters | 0.00% | 0.00% | 0.00% |
| FIIs | 23.10% | 22.01% | 26.88% |
| DIIs | 37.77% | 41.50% | 39.52% |
| Government | 0.01% | 0.01% | 0.01% |
| Public | 39.10% | 36.47% | 33.60% |
| No. of Shareholders | 50,57,387 | 61,54,888 | 63,27,641 |
Pros of Yes Bank
- Improved Financial Performance: In Q2 FY25, Yes Bank’s net profit more than doubled to ₹553 crore, indicating a positive trend in profitability.
- Asset Quality Enhancement: The bank’s Gross Non-Performing Assets (NPA) ratio has declined over the past four years to 1.73%, and Net NPA to 0.58%, reflecting better credit management.
- Loan Book Growth: Yes Bank reported a year-on-year increase of 12.09% in advances, surpassing its five-year compound annual growth rate (CAGR) of 5.85%, indicating robust lending growth.
- Strong Deposit Growth: The bank’s deposits grew by 22.47% in FY24, demonstrating increased customer confidence and a solid funding base.
- Strategic Institutional Support: Yes Bank received a bailout led by the State Bank of India (SBI), enhancing its stability and credibility in the financial market.
- Focus on Digital Innovation: The bank’s emphasis on digital banking solutions has improved customer experience and operational efficiency, providing a competitive edge in the evolving banking landscape.
Cons of Yes Bank
- Legacy Asset Quality Issues: Yes Bank has faced severe issues with non-performing assets (NPAs), affecting its financial stability and market confidence.
- Dependency on Restructuring Efforts: While the bank has attempted to reform and stabilise, its reliance on these measures raises questions about its long-term viability.
- Limited Competitive Advantage: In a market dominated by larger commercial and public sector banks, Yes Bank may struggle to define itself and grow its market share.
- Stock performance is highly volatile. Yes Bank’s stock has changed significantly in the past, suggesting market concerns about its financial stability.
- Regulatory Oversight: The bank’s history of regulatory action reveals possible governance and risk management flaws that may affect investor trust.
- Interest Rate Risks: Yes Bank’s performance, like that of all banks, is at risk to interest rate movements, which can reduce net interest margins in challenging economic situations.
By the end of 2025, the Yes Bank share price is expected to be around ₹23 in normal conditions. In a bear market, it might be ₹19, and in a bull market, it may cross its 52-week high of ₹27.4.
| Yes Bank Share Price Target 2025 | Rupees (₹) |
|---|---|
| 1st Target | 19 |
| 2nd Target | 23 |
| 3rd Target | 27.4 |
In 2026, the Yes Bank share price is expected to be around ₹27 in a normal situation. In a bear market, it might be ₹23, and in a bull market, it may cross ₹36.
| Yes Bank Share Price Target 2026 | Rupees (₹) |
|---|---|
| 1st Target | 23 |
| 2nd Target | 27 |
| 3rd Target | 36 |
According to our analysis, the Yes Bank share price is expected to be around ₹35 in 2027. In a bear market, it might be ₹27, and in a bull market, it may cross ₹46.
| Yes Bank Share Price Target 2027 | Rupees (₹) |
|---|---|
| 1st Target | 27 |
| 2nd Target | 35 |
| 3rd Target | 46 |
According to our analysis, the Yes Bank share price may trade near ₹42 by 2028; bearish conditions could pull it down to ₹33, while a strong bull run might lift it to ₹60.
| Yes Bank Share Price Target 2028 | Rupees (₹) |
|---|---|
| 1st Target | 33 |
| 2nd Target | 42 |
| 3rd Target | 60 |
In a normal situation, the Yes Bank share price is projected to be approximately ₹55 in 2029. In a bear market, the value may be as low as ₹40, while in a bull market, it may rise to ₹78.
| Yes Bank Share Price Target 2029 | Rupees (₹) |
|---|---|
| 1st Target | 40 |
| 2nd Target | 55 |
| 3rd Target | 78 |
By 2030, the Yes Bank share price is projected to be around ₹70 under normal conditions. In adverse markets, the price could fall to ₹50, while favorable conditions might push it up to ₹102.
| Yes Bank Share Price Target 2030 | Rupees (₹) |
|---|---|
| 1st Target | 50 |
| 2nd Target | 70 |
| 3rd Target | 102 |
By 2035, the Yes Bank share price is projected to be around ₹150 under normal conditions. In adverse markets, the price could fall to ₹95, while favorable conditions might push it up to ₹300.
| Yes Bank Share Price Target 2035 | Rupees (₹) |
|---|---|
| 1st Target | 95 |
| 2nd Target | 150 |
| 3rd Target | 300 |
Under normal conditions, the Yes Bank share price might hit ₹350 by 2040. A bearish trend could lower it to ₹190, whereas a bullish surge could raise it to ₹925.
| Yes Bank Share Price Target 2040 | Rupees (₹) |
|---|---|
| 1st Target | 190 |
| 2nd Target | 350 |
| 3rd Target | 925 |
In 2050, the Yes Bank share price is expected to be around ₹1500 in a normal situation. In a bear market, it might be ₹760, and in a bull market, it may go up to ₹5500.
| Yes Bank Share Price Target 2050 | Rupees (₹) |
|---|---|
| 1st Target | 760 |
| 2nd Target | 1500 |
| 3rd Target | 5500 |
Yes Bank Balance Sheet
| Particulars | March 2023 | March 2024 | March 2025 |
|---|---|---|---|
| Equity Capital | 5,751 | 5,754 | 6,271 |
| Reserves | 34,967 | 36,402 | 41,562 |
| Deposits | 217,382 | 266,230 | 284,420 |
| Borrowing | 77,754 | 80,508 | 71,971 |
| Other Liabilities | 19,350 | 17,469 | 19,892 |
| Total Liabilities | 355,204 | 406,362 | 424,116 |
| Fixed Assets | 2,156 | 2,509 | 3,078 |
| CWIP | 296 | 357 | 0 |
| Investments | 76,749 | 89,997 | 84,725 |
| Other Assets | 276,003 | 313,499 | 336,313 |
Conclusion
Yes Bank showed resilience and adaptation in the face of previous struggles, while remaining committed to innovation, customer-centric solutions, and technology-driven growth. As one of India’s leading private sector banks, it has amazing long-term value potential. However, its success will be dependent on good management, market conditions, and the ability to react to the changing financial landscape. Investors interested in Yes Bank should thoroughly consider its fundamentals, growth initiatives, and industry trends before making any choices about its future prospects.
Disclaimer
This article is for educational purposes only. It is not a stock recommendation and should not be treated as such. Please ask your financial advisor before making any investment decision.
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