Union Bank Share Price Target 2025 to 2050

Union Bank was listed on the NSE on September 24, 2002. In the last five years, its stock has given a massive return of around 500%. Will Union Bank continue to provide such great returns in the future as well? Let’s explore Union Bank’s growth potential and the Union Bank share price target 2025 to 2050 in this article.

About Union Bank

Union Bank of India is one of India’s leading public sector banks. It was established on November 11, 1919, by Seth Sitaram Poddar. The bank is headquartered in Mumbai, Maharashtra.

Union Bank Fundamental Analysis

Stock Name	Union Bank of India
NSE Symbol	UNIONBANK
Market Cap	₹ 1,01,542 Cr.
52W High	₹ 172
52W Low	₹ 101
Stock P/E	5.63
Book Value	₹ 149
Dividend Yield	2.71 %
ROCE	6.72 %
ROE	17.0 %
Face Value	₹ 10.0
Industry PE	8.40
Price to book value	0.89
Debt to equity	11.8
PEG Ratio	0.11
Quick ratio	3.24

Union Bank Shareholding Pattern

Shareholders	March 2023	March 2024	March 2025
Promoters	83.49%	74.76%	74.76%
FIIs	1.66%	6.75%	7.11%
DIIs	8.27%	12.24%	11.63%
Public	6.57%	6.25%	6.50%
No. of Shareholders	7,83,550	9,14,940	10,41,211

Pros of Union Bank

1. Consistent Revenue Growth: Union Bank sales have grown at a CAGR of 24% over the last five years.
2. Consistent Profit Growth: Union Bank profits have grown at a CAGR of 51% over the last three years.
3. Low P/B Ratio (Undervalued Stock): Union Bank’s Price to Book Value (P/B) ratio is 0.89, which shows that its stock is trading below its intrinsic value and may be undervalued.
4. Low PE Ratio Compared to Peers: Union Bank’s PE ratio is 5.63, which is lower than the industry average of 8.40, making it relatively undervalued and potentially a good investment opportunity.
5. Increase in FIIs Holding: Foreign Institutional Investors (FIIs) have increased their holding to 7.11% in March 2025 from 6.46% in December 2024, which indicates growing confidence in the Union Bank’s future potential by the FIIs.

Cons of Union Bank

1. Low Return on Equity (ROCE): Union Bank’s 5-year average ROCE is 5.72%, which shows that it is not using shareholders’ funds efficiently to generate profits.
2. Decrease in DIIs Holding: Domestic Institutional Investors (DIIs) have reduced their holding to 11.63% in March 2025 from 11.94% in December 2024, indicating a decline in DIIs’ confidence in the company’s future growth prospects.

Union Bank Ltd Balance Sheet

Particulars	March 2023	March 2024	March 2025
Equity Capital	6,835	7,634	7,738
Reserves	71,969	89,964	106,096
Deposits	1,120,322	1,224,593	1,312,291
Borrowing	42,737	26,974	27,490
Other Liabilities	46,495	52,831	57,714
Total Liabilities	1,288,357	1,401,996	1,511,329
Fixed Assets	8,826	9,224	9,824
CWIP	22	36	0
Investments	343,727	343,953	361,903
Other Assets	935,782	1,048,783	1,139,602
Total Assets	1,288,357	1,401,996	1,511,329

Union Bank Share Price Target 2025

By the end of 2025, the Union Bank share price is expected to be around ₹170 in normal conditions. In a bear market, it might be ₹120, and in a bull market, it may go up to ₹220.

Union Bank Share Price Target 2025	Rupees (₹)
Bear Market	120
Normal Market	170
Bull Market	220

Union Bank Share Price Target 2026

In 2026, the Union Bank share price is expected to be around ₹210 in a normal situation. In a bear market, it might be ₹140, and in a bull market, it may cross ₹300.

Union Bank Share Price Target 2026	Rupees (₹)
Bear Market	140
Normal Market	210
Bull Market	300

Union Bank Share Price Target 2027

According to our analysis, the Union Bank share price is expected to be around ₹250 in 2027. In a bear market, it might be ₹150, and in a bull market, it may cross ₹360.

Union Bank Share Price Target 2027	Rupees (₹)
Bear Market	150
Normal Market	250
Bull Market	360

Union Bank Share Price Target 2028

According to our analysis, the Union Bank share price may trade near ₹300 by 2028; bearish conditions could pull it down to ₹170, while a strong bull run might lift it to ₹480.

Union Bank Share Price Target 2028	Rupees (₹)
Bear Market	170
Normal Market	300
Bull Market	480

Union Bank Share Price Target 2029

Under normal conditions, the Union Bank share price might hit ₹350 by 2029. A bearish trend could lower it to ₹180, whereas a bullish surge could raise it to ₹600.

Union Bank Share Price Target 2029	Rupees (₹)
Bear Market	180
Normal Market	350
Bull Market	600

Union Bank Share Price Target 2030

In a normal situation, the Union Bank share price is projected to be approximately ₹450 in 2030. In a bear market, the value may be as low as ₹200, while in a bull market, it may rise to ₹800.

Union Bank Share Price Target 2030	Rupees (₹)
Bear Market	200
Normal Market	450
Bull Market	800

Union Bank Share Price Target 2035

By 2035, the Union Bank share price is projected to be around ₹900 under normal conditions. In adverse markets, the price could fall to ₹300, while favorable conditions might push it up to ₹2400.

Union Bank Share Price Target 2035	Rupees (₹)
Bear Market	300
Normal Market	900
Bull Market	2400

Union Bank Share Price Target 2040

Under normal conditions, the Union Bank share price might hit ₹1800 by 2040. A bearish trend could lower it to ₹450, whereas a bullish surge could raise it to ₹7200.

Union Bank Share Price Target 2040	Rupees (₹)
Bear Market	450
Normal Market	1800
Bull Market	7200

Union Bank Share Price Target 2050

In 2050, the Union Bank share price is expected to be around ₹7200 in a normal situation. In a bear market, it might be ₹1350, and in a bull market, it may go up to ₹43,000.

Union Bank Share Price Target 2050	Rupees (₹)
Bear Market	1350
Normal Market	7200
Bull Market	43,000

Quick Summary of Union Bank Share Price Target 2025 to 2050

Years	Target Price
Union Bank Share Price Target 2025	₹120 to ₹220
Union Bank Share Price Target 2026	₹140 to ₹300
Union Bank Share Price Target 2027	₹150 to ₹360
Union Bank Share Price Target 2028	₹170 to ₹480
Union Bank Share Price Target 2029	₹180 to ₹600
Union Bank Share Price Target 2030	₹200 to ₹800
Union Bank Share Price Target 2035	₹300 to ₹2400
Union Bank Share Price Target 2040	₹450 to ₹7200
Union Bank Share Price Target 2050	₹1350 to ₹43,000

Disclaimer

This article is for educational purposes only. It is not a stock recommendation and should not be treated as such. Please ask your financial advisor before making any investment decision.

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