Standard Capital was founded in 1990 and has since grown into a well-known financial services company. It offers investment solutions, trading services, and financial services to both businesses and individuals. Let’s explore Standard Capital’s growth potential and the Standard Capital share price target 2025 to 2050 in this article.
Loan Business: Standard Capital Markets Limited (SCML) is a non-banking financial company (NBFC). It raises funds through internal accruals and market borrowings and gives loans to individuals, small businesses, and entrepreneurs. These loans include personal loans, business loans, and gold-backed loans. SCML earns interest income from these lending operations while also helping underserved sectors gain access to financial services.
Investment & Trading Business: Standard Capital does investment and trading in shares, bonds, debentures, and other marketable securities. It generates income from capital gains, dividends, and interest. The company also engages in proprietary trading in the Indian equity markets, utilising its own funds for both short- and long-term investments.
Standard Capital Fundamental Analysis
Stock Name
Standard Capital Markets Ltd.
NSE Symbol
STANCAP
Market Cap
₹ 64.0 Cr.
52W High
₹ 1.77
52W Low
₹ 0.35
Stock P/E
–
Book Value
₹ 1.34
Dividend Yield
0.00 %
ROCE
– %
ROE
– %
Face Value
₹ 1.00
Industry PE
21.6
Price to book value
0.28
Debt to equity
1.25
PEG Ratio
–
Quick ratio
1.41
Standard Capital Shareholding Pattern
Shareholders
March 2023
March 2024
March 2025
Promoters
17.88%
17.74%
13.80%
Public
82.12%
82.27%
86.20%
No. of Shareholders
4,175
46,516
2,44,220
Key Factors Driving Stancap’s Future Growth
Expansion into New Financial Segments: SCML is diversifying into new financial service segments. The company launched two new wholly-owned subsidiaries: Standard Insurance Broking Ltd. (insurance distribution) and Standard Capital Advisors Ltd. (merchant banking). This helps SCML to become a more comprehensive financial services provider.
Capital Infusion to Strengthen Balance Sheet: SCML raised ₹264 crore in Non-Convertible Debentures (NCDs) to strengthen its balance sheet and fund lending operations and future business needs. This capital boost strengthens the company’s financial position and opens up more lending and investment opportunities.
Entry into International Markets: SCML has requested RBI approval to expand into international markets. This move may provide access to a larger client base and global funding sources, which are critical for long-term sustainable growth.
Technology-Driven Services & Digital Transformation: SCML is modernising its operations through fintech solutions to provide technology-driven services and digital transformation. Improvements in loan processing, risk assessment, and digital customer onboarding are expected to boost efficiency and improve the overall customer experience.
Pros of Standard Capital
Low P/B Ratio (Undervalued Stock): Standard Capital has a low Price to Book Value (P/B) ratio of 0.28, which indicates that it is trading below its intrinsic value and may be undervalued.
Cons of Standard Capital
High Financial Risk: Standard Capital has a high debt-to-equity ratio of 1.25, indicating a strong dependency on debt. This increases financial risk, raises interest costs, and may have an impact on profitability.
Low Interest Coverage Ratio: The interest coverage ratio of Standard Capital is 0.11, which shows that the company is struggling to pay interest.
Low Promoter Holding: Standard Capital’s promoter holding is 13.8%, which is relatively low. This may indicate low promoter confidence and less control over decision-making.
Standard Capital Markets Ltd Balance Sheet
Particulars
March 2023
Sept 2024
Equity Capital
147
173
Reserves
14
59
Borrowings
248
289
Other Liabilities
19
278
Total Liabilities
429
800
Fixed Assets
2
4
CWIP
3
3
Investments
1
258
Other Assets
424
535
Total Assets
429
800
Standard Capital Share Price Target 2025
By the end of 2025, the Standard Capital share price is expected to be around ₹0.40 in normal conditions. In a bear market, it might be ₹0.30, and in a bull market, it may go up to ₹0.60.
Standard Capital Share Price Target 2025
Rupees (₹)
Bear Market
0.30
Normal Market
0.40
Bull Market
0.60
Standard Capital Share Price Target 2026
In 2026, the Standard Capital share price is expected to be around ₹0.50 in a normal situation. In a bear market, it might be ₹0.36, and in a bull market, it may cross ₹0.80.
Standard Capital Share Price Target 2026
Rupees (₹)
Bear Market
0.36
Normal Market
0.50
Bull Market
0.80
Standard Capital Share Price Target 2027
According to our analysis, the Standard Capital share price is expected to be around ₹0.60 in 2027. In a bear market, it might be ₹0.40, and in a bull market, it may cross ₹0.90.
Standard Capital Share Price Target 2027
Rupees (₹)
Bear Market
0.40
Normal Market
0.60
Bull Market
0.90
Standard Capital Share Price Target 2028
According to our analysis, the Standard Capital share price may trade near ₹0.80 by 2028; bearish conditions could pull it down to ₹0.45, while a strong bull run might lift it to ₹1.30.
Standard Capital Share Price Target 2028
Rupees (₹)
Bear Market
0.45
Normal Market
0.80
Bull Market
1.30
Standard Capital Share Price Target 2029
Under normal conditions, the Standard Capital share price might hit ₹1.0 by 2029. A bearish trend could lower it to ₹0.48, whereas a bullish surge could raise it to ₹1.60.
Standard Capital Share Price Target 2029
Rupees (₹)
Bear Market
0.48
Normal Market
1.0
Bull Market
1.60
Standard Capital Share Price Target 2030
In a normal situation, the Standard Capital share price is projected to be approximately ₹1.20 in 2030. In a bear market, the value may be as low as ₹0.50, while in a bull market, it may rise to ₹2.20.
Standard Capital Share Price Target 2030
Rupees (₹)
Bear Market
0.50
Normal Market
1.20
Bull Market
2.20
Standard Capital Share Price Target 2035
By 2035, the Standard Capital share price is projected to be around ₹2.50 under normal conditions. In adverse markets, the price could fall to ₹0.80, while favorable conditions might push it up to ₹6.50.
Standard Capital Share Price Target 2035
Rupees (₹)
Bear Market
0.80
Normal Market
2.50
Bull Market
6.50
Standard Capital Share Price Target 2040
Under normal conditions, the Standard Capital share price might hit ₹4.50 by 2040. A bearish trend could lower it to ₹1.20, whereas a bullish surge could raise it to ₹20.
Standard Capital Share Price Target 2040
Rupees (₹)
Bear Market
1.20
Normal Market
4.50
Bull Market
20
Standard Capital Share Price Target 2050
In 2050, the Standard Capital share price is expected to be around ₹19.20 in a normal situation. In a bear market, it might be ₹3.60, and in a bull market, it may go up to ₹120.
Standard Capital Share Price Target 2050
Rupees (₹)
Bear Market
3.60
Normal Market
19.20
Bull Market
120
Quick Summary of Standard Capital Share Price Target 2025 to 2050
Years
Target Price
Standard Capital Share Price Target 2025
₹0.30 to ₹0.60
Standard Capital Share Price Target 2026
₹0.36 to ₹0.80
Standard Capital Share Price Target 2027
₹0.40 to ₹0.90
Standard Capital Share Price Target 2028
₹0.45 to ₹1.30
Standard Capital Share Price Target 2029
₹0.48 to ₹1.60
Standard Capital Share Price Target 2030
₹0.50 to ₹2.20
Standard Capital Share Price Target 2035
₹0.80 to ₹6.50
Standard Capital Share Price Target 2040
₹1.20 to ₹20
Standard Capital Share Price Target 2050
₹3.60 to ₹120
Disclaimer
This article is for educational purposes only. It is not a stock recommendation and should not be treated as such. Please ask your financial advisor before making any investment decision.
Yogesh Jalwania is a stock market trader and investor with 3+ years of experience. He share valuable insights on stock market trends, mutual funds and IPOs.
