Bank of India Share Price Target 2025 to 2050

Bank of India was listed on the BSE on Apr 30, 1997. Over the last five years, its stock has delivered a substantial return of approximately 120%. Let’s explore Bank of India’s growth potential and the Bank of India share price target 2025 to 2050 in this article.

About Bank of India

Bank of India (BOI) is a well-known public sector bank in India. It was started in Mumbai on September 7, 1906, by a group of successful businessmen. It was a private bank at first, but in July 1969, it was taken over by the government along with 13 other major Indian banks. With over 5,000 branches across India and a big presence in more than 15 countries, such as the U.S., U.K., Japan, and Singapore.

Bank of India Fundamental Analysis

Stock Name	Bank of India Ltd.
NSE Symbol	BANKINDIA
Market Cap	₹ 58,320 Cr.
52W High	₹ 129
52W Low	₹ 90.0
Stock P/E	6.23
Book Value	₹ 177
Dividend Yield	3.11 %
ROCE	6.17 %
ROE	12.4 %
Face Value	₹ 10.0
Industry PE	7.61
Price to book value	0.71
Debt to equity	11.7
PEG Ratio	0.16
Quick ratio	3.81

Bank of India Shareholding Pattern

Shareholders	March 2023	March 2024	March 2025
Promoters	81.41%	73.38%	73.38%
FIIs	2.67%	4.52%	3.88%
DIIs	10.36%	15.82%	15.90%
Public	5.57%	6.27%	6.83%
No. of Shareholders	4,77,568	6,17,238	7,26,167

Pros

1. Strong Profit Growth: Bank of India’s profits have grown at 43% CAGR over the last three years.
2. Consistent Revenue Growth: Bank of India’s sales have grown at a CAGR of 23% over the last three years.
3. Low P/B Ratio (Undervalued Stock): Bank of India Price to Book Value (P/B) ratio is 0.71, which shows that its stock is trading close to its intrinsic value and may be undervalued.
4. Low PE Ratio Compared to Peers: Bank of India’s PE ratio is 6.23, which is lower than the industry average of 7.61, making it relatively undervalued and potentially a good investment opportunity.
5. Increase in FIIs Holding: Foreign Institutional Investors (FIIs) have increased their holding to 3.88% in March 2025 from 2.92% in December 2024, which indicates growing confidence in the Bank of India’s future potential by the FIIs.
   

Cons

1. Low Return on Capital Employed (ROCE): Bank of India’s 5-year average ROCE is 4.96%, which shows that the Bank of India is not using its capital efficiently to generate profits.
2. Low Return on Equity (ROE): Bank of India’s 5-year average ROE is 8.26%, which shows that Bank of India is not using shareholders’ funds efficiently to generate profits.
3. Decrease in DIIs Holding: Domestic Institutional Investors (DIIs) have reduced their holding to 15.90% in March 2025 from 16.40% in December 2024, indicating a decline in DIIs’ confidence in the company’s future growth prospects.

Bank of India Ltd Balance Sheet

Particulars	March 2023	March 2024	March 2025
Equity Capital	4,104	4,553	4,553
Reserves	56,329	66,028	76,172
Deposits	672,194	740,611	819,806
Borrowing	65,015	80,960	123,869
Other Liabilities	28,393	32,127	32,024
Total Liabilities	826,036	924,280	1,056,425
Fixed Assets	9,950	10,178	11,865
CWIP	110	150	182
Investments	211,324	234,592	268,002
Other Assets	604,652	679,361	776,376
Total Assets	826,036	924,280	1,056,425

Bank of India Share Price Target 2025

By the end of 2025, the Bank of India share price is expected to be around ₹160 in normal conditions. In a bear market, it might be ₹115, and in a bull market, it may go up to ₹200.

Bank of India Share Price Target 2025	Rupees (₹)
Bear Market	115
Normal Market	160
Bull Market	200

Bank of India Share Price Target 2026

In 2026, the Bank of India share price is expected to be around ₹190 in a normal situation. In a bear market, it might be ₹125, and in a bull market, it may cross ₹260.

Bank of India Share Price Target 2026	Rupees (₹)
Bear Market	125
Normal Market	190
Bull Market	260

Bank of India Share Price Target 2027

According to our analysis, the Bank of India share price is expected to be around ₹230 in 2027. In a bear market, it might be ₹140, and in a bull market, it may cross ₹340.

Bank of India Share Price Target 2027	Rupees (₹)
Bear Market	140
Normal Market	230
Bull Market	340

Bank of India Share Price Target 2028

According to our analysis, the Bank of India share price may trade near ₹270 by 2028; bearish conditions could pull it down to ₹150, while a strong bull run might lift it to ₹440.

Bank of India Share Price Target 2028	Rupees (₹)
Bear Market	150
Normal Market	270
Bull Market	440

Bank of India Share Price Target 2029

Under normal conditions, the Bank of India share price might hit ₹330 by 2029. A bearish trend could lower it to ₹170, whereas a bullish surge could raise it to ₹560.

Bank of India Share Price Target 2029	Rupees (₹)
Bear Market	170
Normal Market	330
Bull Market	560

Bank of India Share Price Target 2030

In a normal situation, the Bank of India share price is projected to be approximately ₹400 in 2030. In a bear market, the value may be as low as ₹180, while in a bull market, it may rise to ₹750.

Bank of India Share Price Target 2030	Rupees (₹)
Bear Market	180
Normal Market	400
Bull Market	750

Bank of India Share Price Target 2035

By 2035, the Bank of India share price is projected to be around ₹800 under normal conditions. In adverse markets, the price could fall to ₹250, while favorable conditions might push it up to ₹2250.

Bank of India Share Price Target 2035	Rupees (₹)
Bear Market	250
Normal Market	800
Bull Market	2250

Bank of India Share Price Target 2040

Under normal conditions, the Bank of India share price might hit ₹1600 by 2040. A bearish trend could lower it to ₹400, whereas a bullish surge could raise it to ₹6750.

Bank of India Share Price Target 2040	Rupees (₹)
Bear Market	400
Normal Market	1600
Bull Market	6750

Bank of India Share Price Target 2050

In 2050, the Bank of India share price is expected to be around ₹6400 in a normal situation. In a bear market, it might be ₹1200, and in a bull market, it may go up to ₹40,500.

Bank of India Share Price Target 2050	Rupees (₹)
Bear Market	1200
Normal Market	6400
Bull Market	40,500

Quick Summary of Bank of India Share Price Target 2025 to 2050

Years	Target Price
Bank of India Share Price Target 2025	₹115 to ₹200
Bank of India Share Price Target 2026	₹125 to ₹260
Bank of India Share Price Target 2027	₹140 to ₹340
Bank of India Share Price Target 2028	₹150 to ₹440
Bank of India Share Price Target 2029	₹170 to ₹560
Bank of India Share Price Target 2030	₹180 to ₹750
Bank of India Share Price Target 2035	₹250 to ₹2250
Bank of India Share Price Target 2040	₹400 to ₹6750
Bank of India Share Price Target 2050	₹1200 to ₹40,500

Disclaimer

This article is for educational purposes only. It is not a stock recommendation and should not be treated as such. Please ask your financial advisor before making any investment decision.

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